Inttegrio Core for Financials Companies, Cooperatives and Mutual Associations
In Latin America, finance companies, the credit unions and mutual associations, manage nearly half of the financial assets. In Central and South American countries these institutions provide segments of the unbanked access to financial services and microcredit with greater ease
Mutual associations incorporate other activities such as construction of housing solutions, management of mutual funds focused on layoffs and other services of its partners. These institutions focus on the market with an emphasis on caring service partners harmony in the results.
With Inttegrio Core Financial, Cooperatives and Mutual Associations we put at the disposal of these institutions specialized technology platform capable of supporting the growth of the business to meet market demands.
TECHNOLOGY ARCHITECTURE REFERENCE MODEL FOR INSTALLATION OF INTTEGRIO CORE FOR FINANCIAL COMPANIES, COOPERATIVES AND MUTUAL ASSOCIATIONS
1. Channels: Core banking Inttegrio receives data from the outside through different channels (Branch, ATM, Online Services).
2. UCI (Universal Channel Interface): Maintains system connectivity, transport, routing and messaging conversion by entering different channels; It includes monitoring of executed transactions.
3. Parametrización y Configuración General: Maintains system connectivity, transport, routing and messaging conversion by entering different channels; It includes monitoring of executed transactions.
5. Accounting: It automatically and online to accounts controlled by the system. Financial statements reflects agency and / or cost centers, auxiliary accounts and accounting entries.
6. Operaciones bancarias: Manages all central banking account, credit, ticketing, finance and channels..
7. MIS (Management Information System): Performs analysis of key business indicators as assets and liabilities, rate analysis, cash flow, sources and uses, economic and financial ratios, and profitability.
8. BPM Inttegrio – Business Process Management: The system has a rules-based BPM standard product business, with work flows developed in JPDL
FEATURES OF INTTEGRIO CORE FOR FINANCIAL COMPANIES, COOPERATIVES AND MUTUAL ASSOCIATIONS
Savings and checking accounts : Definition of liability products such as checking and savings accounts; transactions related to sight accounts as transfers, automatic payments, cashier checks and issuance of bank references.
Term deposits: Definition of term products such as deposits and certificates of deposit; interest payments at various frequencies and anticipated, pledges, assignments, renewals and prepayments.
Loans: Consumer & business credits, back to back, lines of credit, promissory notes, leasing and factoring. Individual microcredit, community banking, re- lending and social balance. Handling grace periods, repayment tables, loan restructuring, promotion rates and settlement.
Warranties: Collateral guarantees, mortgage, securities, pledges, revolving guarantees, forfeitures control, appraisals and inspections control.
Collection: Segmentation of the portfolio allocation of collectors, collection control, call center file generation of warnings and messages expiration.
Treasury: Management own portfolio of equities and bonds, mark to market, trem deposits, liabilities loans, credit lines and fixed terms of assets.
Debit Card: Managing plastics, association analysis, management of quotas, sponsored cards, multiple accounts, and ability to integrate with Switch interfaces with standard ISO 8583; and application control and prevention of fraud transaction.
Teller/Brach Operations: Management of customer service transactions, generation of programmable ballot, interfaces or drivers with different devices; cash Management.
Trade and remittances: Managing local checks and remittance of correspondents, records and reports generation for compensation check 21 interface, switch interface, confirmations and returns
Images and signatures: Generating online documentation, image management by contracted companies and product.
TECHNOLOGY ARCHITECTURE REFERENCE MODEL FOR INSTALLATION OF INTTEGRIO CORE FOR FINANCIAL COMPANIES, COOPERATIVES AND MUTUAL ASSOCIATIONS
Responds to a standard high-performance platform
- Independence of operating systems, databases and infrastructure.
- Possibility of operating on multiple processing technologies.
- Flexible and scalable architecture.
- Efficient management of communications and network resources.
- Security and compliance with quality standards of the industry.
- High availability and resiliency capabilities for disaster recovery.
A TECHNOLOGICAL SOLUTION
- The system's flexibility allows you to create products tailored to our customers to meet their requirements.
- The online system is available 7 days a week, 365 days a year to access information when and where the customer needs it.
- Only allows access to information through different levels and roles parameterized for greater security.
- It has tools for efficient development, based on a screen and report generator to design and implement new features, products and reports.
- It is a scalable core that enables the growth of the technology platform as the organization grows.
- It provides a harmonious flow processes because a platform that has integrated BPM based on standard business rules.
- It is a core of an easy integration that simplifies integration with other systems inside and outside the organization.
- The design of the system allows the core platform to operate independently of the infrastructure and database, being developed in Java.
Colombia
- +57-2 4858883
- [email protected]
- Calle 64 Norte Nº 5BN-146 Oficina 105G
- Centro de negocios Centroempresa- Cali - Valle.
United States
- +1 (954) 417-1484
- [email protected]
- Smart Financial, Inc.
- 3600 Red Road, Suite 406 Miramar, FL 33025